Benefits of POLi to your business

There are so many benefits that come with using POLi. Reach more customers and reconcile payments quickly and easily.

Save money

If you are selling online and taking credit card payments, you pay fees to the credit card companies for every transaction. There is often a monthly account fee, transaction fees of about 2.5% of the total transaction value and a gateway fee of up to $0.50 per transaction. You either have to pass this cost on to your customers or pay it yourself - which can quickly become expensive.

POLi offers much lower fees. There’s no monthly account fee. Transaction fees are just 1% of the transaction value, and the maximum fee per transaction is capped at $3 regardless of the transaction value. On a credit card transaction of $1,000 you’d pay $25 in fees. With POLi you’d pay just $3

Reach more customers

There are more than one million adult New Zealanders who don’t have credit cards. You can allow them to purchase from you online using POLi. Also, many customers prefer not to use credit to make purchases. Customers have the freedom to choose. POLi lets customers choose to pay from their bank accounts and avoid high credit card fees and interest.

If they have multiple bank accounts, they can choose which account to pay from rather than having to transfer money to a credit card account.

Reconcile payments quickly and easily

POLi payments are transferred directly from the customer’s account to your bank account. POLi fills out the payment amount, the account to pay into, and reference details such as order number, customer number, invoice number or whatever data you need to aid reconciliation. So there is no way for customers to enter incorrect information. This ensures payment details shown in your bank account are 100% correct and makes reconciling payments with sales transactions simple.

Flexible & Powerful

POLi integrates easily with a wide range of web and e-commerce platforms, shopping carts and retail solutions including Shopify, WooCommerce, Opencart, Magento, Zencart, Prestashop, Website Builder, Zeald and many many more.

POLi also has a full API for custom developers. As well as offering POLi as a payment option on your e-commerce website’s checkout, you can also:

The Warehouse

The introduction of POLi as a payment method on and has provided our customers the convenience of paying directly from their bank account without using a credit card. We’re very pleased with the contribution that POLi is making to the success of our online channel

Michelle Anderson – Chief Digital Officer

Pb Tech

POLi fully automated the release process of processing orders. We automatically release as paid before we see the money in our account and ship the same day. POLi is consistent and reliable, therefore we place our utmost confidence in it.

Darren Smith

The Whiskey Shop

We’ve been using POLi Pay for a while now and are very happy to have added it as an option. It’s saved us money and given our customers another payment option which they’ve really appreciated.

Dale Henderson


That’s the beauty of having POLi. It automatically pre-populates both the correct amount and the other payment details into the internet banking screen without customers having to type in anything.

Jetstar’s Online Payments Chief

InterCity Group

We’ve offered POLi as an option on our checkout since 2010. Our online customers have really taken to it and we appreciate the extra business we generate from this low cost channel

Daniel Rode, GM Marketing and Online Sales

Shine On

The beauty of POLi is that it is a smooth and seamless process. I just pay the bill at the end of the month and it basically takes care of itself.

Cliff Hopkins
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