What is the best online payment solution for NFPs?

If you run a non-profit organisation such as a charity, sports club, or something similar, we understand cash flow is probably a constant concern. More and more Kiwis are choosing to buy and pay for their goods online. NFPs could learn a lot from this trend – Kiwis are doing everything online, and they want to donate to causes online …

Is PayPal right for your e-commerce website?

PayPal seems to be a popular tool. At least, many customers and organisations overseas seem to talk about it. So, for a Kiwi business, what is Paypal and is it worth joining? What is PayPal? PayPal is a combined payment gateway and mobile wallet, currently in use by about 392 million people around the world (Statista). For customers, it acts …

Inside Buy Now/Pay Later – what is it, and is it safe?

By now you’ve probably heard of companies such as AfterPay and Laybuy, both offering a product known as ‘Buy Now/Pay Later’ (BNPL). A number of customers seem to enjoy it as a debt alternative, enabling the purchase of big ticket items without, seemingly, the big ticket cost. But what is Buy Now/Pay Later, is it safe for customers to use, …

NZ consumers’ top 5 ways to pay online

Online spending in New Zealand is on the rise. In fact, Q1 2021 saw far more money spent online by Kiwis than the same period in 2020 (up 27%) or 2019 (up 50%), according to NZ Post. With 2.16 million shoppers online during this period, and an average basket size of over $100, there’s a lot of money to be …

Top 5 New Zealand Payment Gateways

Half of all New Zealanders now shop online (NZ Post) – if you can’t offer an e-commerce solution with easy payment options, you’re at risk of falling behind your more agile competitors. But in order to start selling digitally, you need to know that you can handle people’s credit cards and other payment choices quickly and securely. That’s no easy …

Kiwis shun credit cards to favour other payment options

Faced with economic uncertainty, New Zealanders are being wily with their hard-earned cash and are avoiding getting into more credit card debt, while still supporting local online businesses with direct payments. In the past three months the total amount owed to banks that operate credit cards plummeted by around $1 billion, as Kiwis opted out of using their credit cards …

Definitive guide to Payment Gateways

If, like many New Zealand online retailers, you’re trying to get your head around the complexities of payment gateways, you need to read this guide!This in-depth article will walk you through the key things you should look out for when trying to implement an online payment system in New Zealand, including details on the dreaded ‘internet merchant bank account’. Contents …

evolving digital economy with POLipay and Merco

The future of digital payments

It’s still early days when it comes to the ‘digital economy’ and yet I’m sure you agree that the rate of change is daunting. I must admit it’s exciting to be an innovator in e-commerce, an area that will continue to have transformative impacts on the way we live and work. From my comfy leather seat in Auckland, it’s easy …

Is Google Pay smart for Kiwi merchants?

Is Google Pay right for your e-commerce store?

There are many online payment solutions out there for e-commerce merchants hoping to provide versatile payment options to their customers. One of the more recent launches in this space, particularly in New Zealand, is Google Pay. So what is Google Pay? Is it right for your e-commerce store? Let’s discuss. What is Google Pay? Google Pay is a broad name …